The general terms and conditions for loans of up to 3000 kroons will be changing as of 6 December 2007. You will find the new terms and conditions here.

The changes are of a clarifying nature, and they also provide clients with the convenient opportunity to extend the terms of their contracts through our Internet Services.

If you are a client who entered into a contract with us prior to 6 December 2007 and you do not agree to the new general terms and conditions, you have the right to terminate your contract until 6 January 2008 in accordance with the procedure set out in the general terms and conditions of the bank.

Balti Investeeringute Grupi Pank AS