From 01.01.2008 new loan contract general terms and conditions and price list of Balti Investeeringute Grupi Pank AS are in force.

You will find the new price list here. You will find the new general terms and conditions for loans of up to 3000 kroons here. Please visit one of our branches to become familiarised with the new general terms and conditions for other loan contracts.

The changes in the loan contract general terms and conditions are mostly additions to the already existing conditions. A new clause regulates the relations arising from overpayments and payments made using incorrect requisite information. The loan recipient is also requested to pay attention to the principles of processing of personal data described in the general terms and conditions of the bank.

Any client that concluded a loan contract with the bank before 01.01.2008 and who does not wish to accept the new loan contract general terms and conditions or price list has the right to terminate the corresponding loan contract by no later than 31.01.2008 in the manner stipulated in the general terms and conditions of the bank. If the client fails to terminate the contract by the aforementioned deadline, the client shall be deemed as having accepted the changes and from 01.02.2008 the new loan contract general terms and conditions and price list shall be applicable to the relations between the bank and the client.