(valid from 28th of March, 2011)
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LOAN SERVICES
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Contract fee
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Concluding the loan contract and increasing the credit amount (additional loan) or changing the credit limit at the branch
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person - credit line - operating loan |
2% on the credit sum, min 60 €
1.25% on the credit sum, min 31,95 € 1% on the credit limit, min 191,73 € 1% on the credit sum, min 191,73 € |
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Concluding the loan contract and increasing the credit amount (additional loan) or changing the credit limit digitally at the Internet bank
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person |
1,75% on the credit sum, min 50 €
1% on the credit sum, min 25,56 € |
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Extending the loan maturity date in the bank office
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person - credit line - operating loan |
2% on the credit sum, min 60 €
0.75% on the remaining credit sum, min 25,56 € 1% on the credit limit, min 191,73 € 1% on the credit sum, min 191,73 € |
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Extending the loan maturity date digitally in the Internet bank
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person |
1,75% on the credit sum, min 50 €
0.5% on the remaining credit sum, min 19,17 € |
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Shortening the loan maturity date in the bank office
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1.5% on the remaining credit sum, min 63,91 €
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Shortening the loan maturity date digitally in the Internet bank
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0.75% on the remaining credit sum, min 51,12 €
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Formalising the grace period and changing the payment day within the entire payment schedule in the bank office
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- loan secured with mortgage and combined collateral for private person and operating loan
- loan secured with suretyship and unsecured loan for private person
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51,12 €
25,56 €
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Formalising the grace period and changing the payment day within the entire payment schedule in the Internet bank (digitally)
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person
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38,34 €
19,17 €
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Changing other contractual terms in the bank office
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- loan secured with mortgage and combined collateral for private person and operating loan
- loan secured with suretyship and unsecured loan for private person
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1% on the remaining credit sum, min 51,12 €
1% on the remaining credit sum, min 31,95 €
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Changing other contractual terms digitally in the Internet bank
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person
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0.75% on the remaining credit sum, min 38,34 €
0.75% on the remaining credit sum, min 25,56 €
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Changing other conditions of the contract
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- Amending or terminating contract for establishment of a real estate mortgage or pledge contract*
- Amending contract of suretyship*
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95,86 €
25,56 €
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Concluding the contract or agreement at a post office of Estonian Post**
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3,19 €
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Other services and operations
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Postponing the payment day
Account maintenance fee
Charge arising from obligations applied upon credit line
Issuing letter of gurantee
Risk charge
Examining an application***
Sending an SMS text message****
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12,78 €
2,87 €
2% a year on the unused credit sum
63,91 €
depending on risk level of applicant
31,95 €
0,51 €
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Written notices sent to clients
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Reminder
Reminder concerning fast loan sent by SMS via Internet
Notice of contract cancellation
Reminder sent to the surety provider, owner of the collateral or solidary obligor
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12,78 €
3,19 €
25,56 €
6,39 €
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Default interest (calculated on the overdue credit sum)
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Consumer contracts
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In the extent prescribed in the law
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Other contracts
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0.25% a day
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* if the collateral contract is changed due to providing additional loan or the contract is terminated due to fulfilling the obligations arising from all the contracts secured, excluded
** added to the contract fee provided in the price list
*** if the contract fee is paid, excluded
**** each message sent by the Bank shall be paid for to the telecommunication operator providing the service
In the event that the client violates the terms and conditions of the contract, BIGBANK AS has the right to charge a fee different from that stipulated in the price list.
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ADDITIONAL SERVICES
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Issuing a digitally signed reply to an inquiry or a certificate per data subject
Issuing a certificate or reply to an inquiry in office or by mail per data subject
Issuing a document copy
Transportation costs
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3,19 €
6,39 €
First page 3,19 €, every following page 0,31 €
15,97 € + 0,31 € per km
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Upon cases stipulated in the law, VAT shall be added to the prices of additional services in the extent established in the law.
The price list is available in the Internet on the home page of BIGBANK AS (www.bigbank.ee) and in all the bank offices of BIGBANK AS. BIGBANK AS shall be entitled to unilaterally change the price list.
