(valid since July 1, 2010)
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LOAN SERVICES
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Contract fee
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Concluding the loan contract and increasing the credit amount (additional loan) or changing the credit limit at the branch
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person - credit line - operating loan |
2.5% on the credit sum, 1000 EEK / 63,91 €
1.25% on the credit sum, 500 EEK / 31,95 €min 1% on the credit limit, 3000 EEK / 191,73 € min 1% on the credit sum, 3000 EEK / 191,73 € min |
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Concluding the loan contract and increasing the credit amount (additional loan) or changing the credit limit digitally at the Internet bank
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person |
2.25% on the credit sum, 800 EEK / 51,12 € min
1% on the credit sum, 400 EEK / 25,56 € min |
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Extending the loan maturity date in the bank office
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person - credit line - operating loan |
2.5% on the remaining credit sum, 1000 EEK / 63,91 € min
0.75% on the remaining credit sum, 400 EEK / 25,56 € min 1% on the credit limit, 3000 EEK / 191,73 € min 1% on the credit sum, 3000 EEK / 191,73 € min |
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Extending the loan maturity date digitally in the Internet bank
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person |
2.25% on the remaining credit sum, 800 EEK / 51,12 € min
0.5% on the remaining credit sum, 300 EEK / 19,17 € min |
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Shortening the loan maturity date in the bank office
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1.5% on the remaining credit sum, 1000 EEK / 63,91 € min
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Shortening the loan maturity date digitally in the Internet bank
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0.75% on the remaining credit sum, 800 EEK / 51,12 € min
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Formalising the grace period and changing the payment day within the entire payment schedule in the bank office
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- loan secured with mortgage and combined collateral for private person and operating loan
- loan secured with suretyship and unsecured loan for private person
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800 EEK / 51,12 €
400 EEK / 25,56 €
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Formalising the grace period and changing the payment day within the entire payment schedule in the Internet bank (digitally)
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person
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600 EEK / 38,34 €
300 EEK / 19,17 €
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Changing other contractual terms in the bank office
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- loan secured with mortgage and combined collateral for private person and operating loan
- loan secured with suretyship and unsecured loan for private person
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1% on the remaining credit sum, 800 EEK / 51,12 € min
1% on the remaining credit sum, 500 EEK / 31,95 € min
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Changing other contractual terms digitally in the Internet bank
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- loan secured with mortgage and combined collateral for private person
- loan secured with suretyship and unsecured loan for private person
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0.75% on the remaining credit sum, 600 EEK / 38,34 € min
0.75% on the remaining credit sum, 400 EEK / 25,56 € min
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Changing other conditions of the contract
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- Amending or terminating contract for establishment of a real estate mortgage or pledge contract*
- Amending contract of suretyship*
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1500 EEK / 95,86 €
400 EEK / 25,56 €
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Concluding the contract or agreement at a post office of Estonian Post**
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50 EEK / 3,19 €
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Other services and operations
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Postponing the payment day
Account maintenance fee
Charge arising from obligations applied upon credit line
Issuing letter of gurantee
Risk charge
Examining an application***
Sending an SMS text message****
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200 EEK / 12,78 €
45 EEK / 2,87 €
2% a year on the unused credit sum
1000 EEK / 63,91 €
depending on risk level of applicant
500 EEK / 31,95 €
8 EEK / 0,51 €
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Written notices sent to clients
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Reminder
Reminder concerning fast loan sent by SMS via Internet
Notice of contract cancellation
Reminder sent to the surety provider, owner of the collateral or solidary obligor
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200 EEK / 12,78 €
50 EEK / 3,19 €
400 EEK / 25,56 €
100 EEK / 6,39 €
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Default interest (calculated on the overdue credit sum)
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Consumer contracts
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In the extent prescribed in the law
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Other contracts
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0.25% a day
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* if the collateral contract is changed due to providing additional loan or the contract is terminated due to fulfilling the obligations arising from all the contracts secured, excluded
** added to the contract fee provided in the price list
*** if the contract fee is paid, excluded
**** each message sent by the Bank shall be paid for to the telecommunication operator providing the service
In the event that the client violates the terms and conditions of the contract, BIGBANK AS has the right to charge a fee different from that stipulated in the price list.
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ADDITIONAL SERVICES
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Issuing a digitally signed reply to an inquiry or a certificate per data subject
Issuing a certificate or reply to an inquiry in office or by mail per data subject
Issuing a document copy
Transportation costs
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50 EEK / 3,19 €
100 EEK / 6,39 €
First page 50 EEK / 3,19 €, every following page 5 EEK / 0,31 €
250 EEK / 15,97 € + 5 EEK / 0,31 € per km
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Upon cases stipulated in the law, VAT shall be added to the prices of additional services in the extent established in the law.
The price list is available in the Internet on the home page of BIGBANK AS (www.bigbank.ee) and in all the bank offices of BIGBANK AS. BIGBANK AS shall be entitled to unilaterally change the price list.
