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Financing Hire Purchase

uno-jarelmaks

Considering the interests of retailers, we have created convenient solutions for financing hire purchase.

UNO hire purchase is a product for the final consumer, with the help of which the company can increase their sales turnover, client base and client satisfaction with little trouble.

UNO hire purchase is:

  • a safe financing option, which enables the consumer to optimise expenses and manage them in time

  • the best solution for a client, who does not have the necessary amount for purchasing the product or service at the moment of purchase

  • a possibility for the company to offer an alternative method of payment to the client.

Cooperation process between the retailer and provider of finance

  • We agree on the terms and conditions of cooperation and sign a cooperation contract

  • We perform a training at the branch of the cooperation partner, in the course of which we introduce product conditions, the process of applying for the hire purchase, and sales arguments

  • We introduce our web-based environment for submitting applications and create necessary user accounts for you.

Applying for hire purchase

  • A reply to the customer’s application will arrive in a few seconds.

  • Applications can be submitted: Mon-Fri 9.00 am to 9.00 pm; Sat-Sun from 10.00 am to 6.00 pm.

  • In the case of a positive reply, we immediately communicate the client’s credit contract documents to the representative of the cooperation partner.

  • We transfer the credit amount to the bank account of the cooperation partner in two days as of the arrival of the original contract to our branch office, but not sooner than on the 8th day after concluding the contract.

Financing

  • In the case of amounts up to 1300 euros (20,340 kroons), there is no need to submit a bank account statement, regardless of the bank which manages the customer’s bank account.

  • It is possible to repay the hire purchase amount prematurely, without additional expenses. During the contract maturity, it is possible to change the loan period.


Contact:

Tõnis Mänd –  tonis.mand@bigbank.ee , 735 0920