BIGBANK's loan is a reasonable, simple and secure solution when you have a need for additional finances. A loan can be applied for by the clients of all banks - you do not need to have a previous client relationship with BIGBANK in order to apply for a loan. If you apply on the webpage, you will receive an answer in just a few minutes, depending on the loan type. BIGBANK makes decisions, formalises the loan contract and disburses the loan quickly.
"Sunny Loan" campaign information can be found here
| The following sample payments help you evaluate the actual monthly burden of loan* | |||||
| 1 year |
2 years |
3 Years |
4 Years |
5 years |
|
|
Credit amount
|
Monthly payments
|
Monthly payments
|
Monthly payments
|
Monthly payments
|
Monthly payments
|
|
EUR
|
EUR
|
EUR
|
EUR
|
EUR
|
EUR
|
| 300 |
- | - | 16,08 | 14,00 | 12,75 |
| 600 |
64,00 |
40,50 | 32,17 | 28,00 | 25,50 |
| 1 000 | 106,67 |
67,50 |
53,61 | 46,67 | 42,50 |
| 1 500 | 160,00 |
101,25 |
80,42 |
70,00 |
63,75 |
| 2 000 | 213,33 |
135,00 |
107,22 |
93,33 |
85,00 |
| 2 500 | 266,67 |
168,75 |
134,03 |
116,67 |
106,25 |
| 3 000 | 320,00 |
202,50 |
160,83 |
140,00 |
127,50 |
| 4 000 | 363,33 |
196,67 |
141,11 |
113,33 |
96,67 |
| 5 000 | 454,17 |
245,83 |
176,39 |
141,67 |
120,83 |
| 6 000 | 545,00 |
295,00 |
211,67 |
170,00 |
145,00 |
| 6 500 | 590,42 |
319,58 |
229,31 |
184,17 |
157,08 |
Use the loan calculator for calculating the monthly payments suitable for you.
Conditions of the loan
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loan amounts starting from 300 euros
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interests constitute starting from 19% of the loan amount per year
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maturity 12 - 60 months
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up to 120 months for existing clients
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clients of all banks can apply for the loan, your salary does not have to be received and you do not need to have an account at BIGBANK
- contract conclusion fee when signing at the office is 1.25% of the credit amount, at least 31,95 €
- when signing at the Internet bank, it is 1% of the credit amount, at least 25,56 €
- the fee shall be withheld from the credit amount to be disbursed
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BIGBANK's services can be ordered from the branch offices of BIGBANK or Eesti Post all over Estonia, at our homepage www.bigbank.ee or via telephone 1333
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premature termination of the loan contract is possible at any time
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for applying, fill in the loan application, submit a copy of an identity document and your bank account statement, and our loan specialist will soon contact you for specifying the conclusion of the contract and necessary documents
- If you apply on the webpage, you will receive an answer in just a few minutes, depending on the loan type.
Documents necessary for applying for a loan:
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loan application
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an identity document of the loan applicant (and surety provider):Estonian citizen's, alien's or foreign citizen's passport, ID Card, Estonian driving license, a seaman's discharge book or a certificate of record of service on Estonian ships
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applicant's bank account statement, which shows their income and outgoings of the last six months (a statement taken from a branch office of the bank must be confirmed with the bank's seal on every page, the clients of Internet banks also have the possibility of preparing a statement at a BIGBANK branch office)
- in case of surety, also the bank account statement of the surety provider.
Requirements to the applicant
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the loan applicant has to be at least 20 years old, a citizen of the Republic of Estonia, or a foreign citizen or stateless person who lives in Estonia and has a valid residence permit
- the size of the offered credit amount depends on the solvency of the applicant, which primarily depends on the size of the income and existing obligations
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if surety is used as additional collateral, then
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the surety provider has to be at least 20 years old, a citizen of the Republic of Estonia, or a foreign citizen or stateless person who lives in Estonia and has a valid residence permit
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the surety provider's monthly income has to have been received on their bank account at least for the last 6 months
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a loan of more than 1,300 euros is also possible to apply against real estate collateral.
Repaying the loan
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it is possible to repay the loan on the principle of an annuity schedule, where both interest and the loan amount are paid monthly, whereas all monthly payments are of the same size
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it is also possible to repay the loan by the maturity date so, that only interest payments are made monthly, returning the principal loan amount takes place fully during the last month.
Attention!
Before taking a loan, examine the loan conditions thoroughly and consult our specialists if necessary.
For the purpose of simplifying making choices and decisions in complicated areas such as banking, insurance and investing, the specialists of the Financial Supervision Authority have launched the consumer website minuraha.ee, which is meant for you - a daily consumer of financial and insurance services.
